Privacy policy.

Fred Livai Financial respects the sensitivity of the information consumers share with us. This policy explains what this website collects and how it is handled.

Information collected on this website

• Contact details you submit voluntarily: name, email, mobile number, and state.
• Non-sensitive information about your goals and your general credit situation.
• Campaign attribution such as referring site and UTM parameters, plus basic usage events.

What this website does not collect

Public forms on this website do not request Social Security numbers, driver's license or government identification numbers, banking information, credit-report credentials, or full account numbers. Information of that kind is only ever handled through secure onboarding when it is genuinely required.

How information is used

• To respond to your inquiry and discuss services
• To determine whether our services fit your situation
• To provide services you enroll in
• To meet legal and recordkeeping obligations

Communications and consent

We contact you about your inquiry and your file. We do not enroll you in unrelated marketing, and consent for communications is requested plainly rather than assumed. You may opt out at any time.

Sharing

We do not sell personal information. Information is shared only with service providers who support our operations under appropriate obligations, and where required by law or authorized by you.

Security

Access to client information is restricted, administrative actions are logged where practical, and sensitive documents are kept out of ordinary lead records.

Analytics

We measure how the website performs. Sensitive client information is never sent to advertising analytics.

Contact

Questions about this policy can be sent to info@fredlivai.com or PO Box 3712, Hayward, CA 94540.